Sellers: As we negotiate your deal, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: When purchasing a property in San Diego County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you come to closing time. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates of concern.